Pediatric services, including oral and vision care (Pediatric dental care only covered through Aetna on off-exchange plans.)Īetna offers affordable care options.Preventive and wellness services and chronic disease management.Rehabilitative and habilitative services.Mental health and substance use disorder services, including behavioral health treatment.This allows applicants to receive benefits for health conditions that other insurance companies normally exclude by charging an increased premium and ensures applicants with minimal health risk do not have to subsidize the cost of members with a higher health risk.Īll essential health benefits are covered: Instead, Aetna offers various risk categories based on each applicant. The biggest advantage Aetna has over other insurance companies in Illinois is that their individual policies are issued without waivers or riders. Specialty Prescription Drugs – Preferred/Non-PreferredĭW = deductible waived || after ded = after deductibleĪetna has more than 37 million members that include individuals, families, students, companies and retirees and has been named the most admired health insurance company by Fortune magazine. ![]() Non-Preferred Prescription Drugs – Generic/Brand Preferred Prescription Drugs – Generic/Brand ![]() MinuteClinic Virtual Care / walk-in visit Illinois Health Insurance Laws & Regulations.Cigna Plus Silver Diabetes Care Options.BCBSIL – 2023 Medicare Part D Prescription Drug Plans.
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